Merchant Processing Solutions is a unigue processing company because we can help and accommodate most merchants regardless of their business or personal situation!
We recently were approached to help a person with his political campaign. If you can see below, that this industry is RESTRICTED. This means that you need a good merchant services company that will work with a variety of platforms to find the right combination to accept you as a merchant. For this particular person and his industry, we went to 2 companies and the second accepted his application! He is currently set up and his campaign is moving along great!
I explain this to our readers and merchants for them to know that most banks, big companies will not play with these industries mentioned below! They ONLY want the to approve and sell to "mainstream" companies that are easy and they can charge a lot!
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| High Risk to the Credit Card Companies means NO Merchant Account for High Risk Companies! |
Merchant Processing Solutions offers "mainstream" merchant processing to merchants who fall within the acceptable standards of business! But many companies of our companies, like those on our RESTRICTED LIST find it hard to get reasonably priced merchant services due to the nature of their business! Check out our list, then give us a call if we can help!
- Adult Material & Entertainment
- Advertising Monthly or Quarterly Billing Max
- Age Sensitive Products
- Air Craft Services
- Airlines Includes charters, private jets, aircraft lease payments, regional, national and
- international airlines
- Ammunition & Gun Sales
- Merchants primarily selling weapons, weapon parts, or ammo
- Animals by Mail
- Art Galleries and Art Dealers Restricted
- Auctions
- Automobile Rental Car Agencies
- Automobile Sales (Used)
- Bail Bonds
- Bill Payment Services
- Bridal and Formal Wear
- Business Opportunities (Work-at-Home)
- Business Selling Goods or Services Internationally
- Carpet and Flooring
- Catering
- Cell Phone Stores and Plans
- Charters & Tours Excluding Day trips
- Coin Dealers
- Collectibles/Memorabilia
- Collection Agencies
- Concierge Services
- Construction/ Home Improvement Contractors
- Cabinets & Counter Sales
- Consumer Electronic and Computer Hardware, Products, Sales, Supplies, Service, and Repairs
- Credit Repair Services
- Crowd Funding
- Cruise Lines
- Dating Services
- Debt Consolidation
- Debt Counseling Services
- Debt Representation Services
- Services primarily
- Detective Services/ Private Investigators
- Dietary Supplements
- Direct Marketing
- Drug Paraphernalia
- Educational Materials/ Seminars/ Self Help/Life Coaching
- Electronic Cigarettes (E-Cigarettes)
- Escort Services
- Fireworks Retailers (Unlicensed)
- Foreign Entity or Foreign Resident owned Merchants
- Fortune Tellers, Psychics, Astrologers, Spiritual Readers Includes astrologers, numerologists, palm readers, psychics, and spiritual advisers.
- Freight Forwarding, Shipping Businesses
- Furniture & Mattress Stores
- Hair restoration Services Non-Medical
- Home Based Charities
- Hookah Establishments Retail only- No Drug Paraphernalia
- Immigration & Naturalization Services
- Internet Service Providers & Computer Networking MCC 4816
- Kitchen and Bathroom Cabinets & Counters Installation (Large average tickets > $2.5K )
- Limousine and Taxi Services
- Magazine Subscriptions (Internet, Direct Mail, Telephone)
- Massage Parlors, Massage Therapy
- Membership clubs Must be < 12 months future service
- Modeling Agencies / Beauty Pageant Organizations
- Moving Companies
- Multilevel Marketing Businesses Opportunities
- Non Profit or Charitable entities Start ups (any business with less than 12 months of verifiable business history)
- Nutraceutical Businesses
- (Teeth Whitening, Colon Cleansers, Sexual
- Enhancements, etc.)
- Merchants that are engaged in the sale of teeth whitening, colon cleansers, sexual
- enhancement supplements, etc. Also includes Acai, Hoodia, Noni Juice, HGH, Coral
- Calcium.
- Restricted
- Online Auctions
- (CNP auctions) Includes penny auctions Restricted
- Online Electronic Sales Includes businesses primarily engaged in the sale of electronics via MOTO or the Internet. Restricted
- Online Jewelry Sales Includes businesses primarily engaged in the sale of jewelry via MOTO or the Internet. Restricted
- Online Malls Restricted
- Online/ Mail order Event Ticket Sales Minimum 1 yr. in business and 6 months satisfactory previous processing Restricted
- Past Due Collection Services Includes all entities attempting to collect on past due debt on the behalf of third parties. Restricted
- Patently Offensive Material
- (Racist, Bigoted Materials)
- Includes merchants selling goods or services designed to incite hate, violence, or abuse
- of individuals or groups. Prohibited
- Pawn Shops Restricted
- Pay Per Click and parked websites All types of products/services Prohibited
- Payday Lending Includes all entities primarily offering short-term loans, title loans, and cash advance
- services. Prohibited
- Penny Auctions Includes all pay per bid and bidding fee auction services. Normal auction houses and
- consignment shops are acceptable. Restricted
- Pharmaceuticals
- Pharmacies
- Plastic Surgeons
- Political Fund Raising/ Political Action
- Committees / Political Campaigns (all Types)
- Pools and Hot Tubs
- Prepaid /Discount health Plans
- Prepaid Phone Card Sales
- Recurring Billing Agreement term < 12 months
- Scooters/Hooverboards Sales
- Security and/or Surveillance equipment and service
- Social Networking Sites
- Sports Forecasting
- Storage & Warehouse Companies
- Surveillance Equipment
- Technical Support Call Centers
- Telecom Merchants and Transactions Pre-paid phone cards, re-chargeable phone cards, recurring phone services (MCC 4814 and 4816)
- Telemarketing Companies
- Timeshares & Services
- Tobacco
- Trade/ Vocational Schools
- Travel Agencies & Tour Packages
- Used Car Sales
- Video Streaming & Audiotext Merchants
- Vitamins, Nutritional Supplement Businesses Businesses
- Web Design MOTO/ Internet
- Weight loss Center and Programs
- Window and Door Sales and Installation
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