Getting the correct merchant processing solutions for YOU!

The TEAM at Merchant Processing Solutions Inc. are experts in all the products and services they sell. Therefore, we can consult with our merchants to help them determine which is the BEST product for their business and their budget!

EMV Terminal 

Many banks, merchant processors, and agents sell what they make the most money on. They sell their exclusive products and services regardless of what the customer really needs. We have recently come across dozens of bank merchants that were SOLD/LEASED credit card terminals and they NEVER see their customer, face-to-face. Those that lease can make about $2000 on that lease. While selling a device can make them $200 - $300 on the sale! Yes, that's a lot of money but its even more since you don't actually swipe your customer's credit card on that terminal, you are payment quite a bit more per transaction on the rate. It is usually about .30% over what would have been charged had you swiped the credit card. That is why real professionals in our business ask the merchant HOW they will be accepting credit cards; Card Present or Card Not Present.

Payment Acceptance Gateway

We know that our industry can be confusing and unfortunately it can be dishonest! That is why we are different, our TEAM wants to know HOW you intend to get the credit card info BEFORE we sell you anything!  Are you accepting payments via your Website, over the phone, in person and enter via Virtual Terminal for one-time sales or Recurring Sales. Do you need this info to link with any other software for ease of operations?

EMV Mobile Card Reader

Are you meeting with your customer, face-to-face, and able to swipe the card either at YOUR BUSINESS LOCATION or do you travel and require mobile payment acceptance via a MOBILE CARD READER? Understanding your business allows us to weed through the data and pull out some helpful solutions to meet your business need at a reasonable cost.


We recently had a customer that says he was always in the RED due to outstanding accounts receivable. They are an HVAC company that is open 24/7 but their technicians rotate days off. Due to the administration office being closed on weekends, there were outstanding balances sitting in technician briefcases in their cars until they got back to work and the office was open. We suggested a gateway that offered a retail, eCommerce & Phone solutions . Their technicians swipe cards with mobile card readers, at the lower swipe rate.  They can upload a "Pay My Invoice" button on their website. The billing department can enter payments directly to a Virtual Terminal on their own computers at their desk. Not only did the company save about $2000 plus per year on our rates, but we were able to help them with efficiencies. Technicians are no longer driving around with credit card data in their briefcases plus, they are no longer waiting 3+ days for payments. They have never been in the RED since we switched them over. Merchant Processing Solutions Inc. always looking for the right product and service to meet our merchants needs.

Lastly, many businesses today are looking for software to make their life easier but we caution you that software is expensive as well as their processing fees! We are finding out that more and more software companies are "in bed" with one specific merchant processing company and if you want to use their software, you HAVE TO user their merchant processing company at whatever rate they chose to give you!

Shopkeep

Before you jump into a software solution, find out if they REQUIRE you to use one specific merchant processing company. I just heard of a software company that the processor had a three year company with a $499 cancellation fee in addition to the software company's contract. When the company decided to change software company they said that the processor had its own contract and they had to pay those cancellation fees! YIKES!!! A company that allows you to use whomever you want or at least offers you a choice of gateways and processors is a better option since you now have a choice should one company disappoint you! 

Shop around for a merchant processor, payment acceptance products and services and ask for references! We are sure you will be recommended to Merchant Processing Solutions Inc. and our TEAM of highly qualified professionals to help you make the right choice for your business.

Call Today @ 954-616-8048